I can't afford vet bills or cost of sterilising my pet There are a number of options available to you to help pay for vet bills, or to get your pet de-sexed: Talk to your vet. If you’re a regular client in good financial standing with your vet, talk to them about options to pay over a period rather than all at once. Also ask them about any generic medication that they prescribe for your pet—this may save some money. RSPCA’s Pet Sterilisation Program. RSPCA WA will pay up to 75% of the cost of pet sterilisation for eligible pet owners, through participating vets in WA. Check your eligibility here. Find other sources of vet bill assistance here. Purchase pet insurance. While pet insurance may not help right now, consider pet health insurance to help cover future medical costs and minimise vet bills.